Looking to build a good credit history?
Are you are a Lone Parent, Unemployed or on a Low Income and live in North Ayrshire? Are looking to borrow a small pot of money below £400 at just 3% a month on the reducing balance, then the Better Off North Ayrshire Loan is for you. This loan product is a great way for you to build a good credit history and improve your credit score.
- I am 18 or over
- I live in North Ayrshire
- I am (or willing to be) a member of 1st Alliance (Ayrshire) Ltd
- I can afford the loan repayments and share deposits
- I do not have an undischarged Bankruptcy or Trust Deed
By applying for a Better Off North Ayrshire loan you will receive face-to-face support and advice form a dedicated case worker.
Festive application dates:
In order for us to assist with loans for Christmas the following dates are applicable:
Weekly benefit: 7th December
Fortnightly benefit: 30th November
Monthly benefit: 16th November
Applications should be made before the above dates. Please note we cannot guarantee a loan for Christmas.
For more information on Better off North Ayrshire please visit: northayrshire.betteroff.org.uk