Looking to build a good credit history?

Are you are a Lone Parent, Unemployed or on a Low Income and live in North Ayrshire? Are looking to borrow a small pot of money below £400 at just 3% a month on the reducing balance, then the Better Off North Ayrshire Loan is for you. This loan product is a great way for you to build a good credit history and improve your credit score.

  • I am 18 or over
  • I live in North Ayrshire
  • I am (or willing to be) a member of 1st Alliance (Ayrshire) Ltd
  • I can afford the loan repayments and share deposits
  • I do not have an undischarged Bankruptcy or Trust Deed

By applying for a Better Off North Ayrshire loan you will receive face-to-face support and advice form a dedicated case worker.

Festive application dates:

In order for us to assist with loans for Christmas the following dates are applicable:

Weekly benefit: 7th December

Fortnightly benefit: 30th November

Monthly benefit: 16th November

Applications should be made before the above dates. Please note we cannot guarantee a loan for Christmas.


Loan Calculator | How to Apply | Terms & Conditions | Life Insurance

Apply Now


     better off north ayrshire

For more information on Better off North Ayrshire please visit: