Applying for a loan

  • You must be over 18 to apply for a loan.
  • You must be a member of 1st Alliance (Ayrshire) Ltd to be approved for a Guaranteed / Share Based Loan.
  • Current members should visit the members area to complete their loan application.
    Members Apply Now
  • New members would need to complete a loan application in full to be considered for a loan. To process the application we would need:
    o Your National Insurance Number
    o Proof of address history for the last three years
    o You to read, understand and sign the declaration
    o Details of your income and expenditure
    o Details of any existing debts or liabilities which you have, including DAS
    Apply Now
  • You must be able to afford the Loan repayments and Share deposits.
  • You must not have an undischarged Bankruptcy or Trust Deed.


Members should contact the head office on 01294 557 123, to discuss their loan requirements.

Please note that we check your credit report with Experian and will report to Experian on your payments.