Top

Credit Union Information

We are a member of the Credit Union family. For information on our Trade Association and the movement worldwide just click the logos:

 

  •   Association of British Credit Unions Ltd 

 

  •   World Council of Credit Unions

 

  •   Find your local credit union       – Not within our common bond? click below to find your local Credit Union:                 

 

Financial Wellbeing

  •  Citizens Advise Scotland     

  •   Pension Wise   – Pension Wise is a government service from MoneyHelper that offers free, impartial pensions guidance about your defined contribution pension options.

 

Energy

If you are having issues with your energy bill always reach out to your supplier. They have a duty to support their customers.

Some suppliers have Support Funds:

• British Gas Energy Support Fund – apply for a grant on the British Gas Energy Trust website
• Scottish Power Hardship Fund – apply for a grant on the Scottish Power Hardship Fund website
• Ovo Energy Fund – apply for a grant on the Ovo Energy Fund website
• E.ON Energy Fund – apply for a grant on the E.ON Energy Fund website
• E.ON Next Energy Fund – apply for a grant on the E.ON Next Energy Fund website
• EDF Energy Customer Support Fund – sign up to the priority services register to apply for a grant on the EDF Energy website
• Bulb Energy Fund – apply for a grant on the Bulb Energy Fund website
• Octopus ‘Octo Assist Fund’ – apply for a grant on the Octopus website


 Citrus Energy is a social enterprise that exists to help domestic and commercial energy consumers make genuine savings on gas and electricity costs through our truly impartial advice and recommendations. Give them a call – 08002218089

Mental Health and your money

We all have ‘mental health’, just as we all have ‘physical health’. And just like our physical health, we can all have times when our mental health is better than others.

If you’re struggling, it’s important to know that you’re not alone. There are many organisations out there who can support you with your money worries:

Help with mental health

If you need help with your mental health, or support with caring for someone else, you can find advice on the Mind, Rethink or Mental Health Foundation websites, or at NHS Choices.

For 24-hour support you can also call the Samaritans on 116 123 or text SHOUT to 85258.

This short free downloadable guide, produced by the Mental Health Foundation, provides you with their best tips on how to look after your mental health – backed by research.

Download now

Mental Health and Money Worries

Mental health and money worries are often linked together. Poor mental health can make earning and managing money harder. And worrying about money can make your mental health worse. It can start to feel like a vicious cycle.

You can download Martin Lewis’s free guide for everyone struggling with their finances and a mental health problem.

It will provide useful resources whether you’re looking for advice for yourself or for someone you care about.

Mental Health and Money Advice is a UK-wide service that provides information, advice and casework to people who have mental health and money issues. For more information on money and mental health visit their website: www.mhma.org.uk/toolkit

StepChange Debt Charity provides free debt advice and a wide range of debt solutions.
Website: www.stepchange.org or call 0800 138 1111.

National Debtline is a charity that gives free debt advice by phone and webchat.
Website: www.nationaldebtline.org or call 0808 808 4000.

Money Helper MoneyHelper is there to make your money and pension choices clearer. There to put you in control with impartial help that’s on your side, backed by government and free to use. Website: moneyhelper.org.uk or call 0800 138 7777

You can use their Debt Advice Locator tool to find national and local organisations that provide free debt advice.

Our friends at Co-Op Credit Union have an excellent benefit calculator Benefits Calculator .