Explore our Benefits
We have the right loan to suit you
Lending Criteria
What you need to know before applying
Terms
Non-members must open an account. Payment options include benefit/wage deposits, payroll deduction (with certain employers), or standing order (savers only).
Ability to Repay
Loans are only given when borrowers can show they can afford full repayments, including interest, to protect members’ money.
Free Loan Protection Insurance*
*Provided by the Credit Union to Eligible Members.
Need a Loan?
Apply for a loan today with interest rates that suit you!
Maximum Loan Term :
42.98%
42.98%
42.98%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
What We Require From You
Income & Outgoings
- 3 months bank statements (most recent)
- Employed - 2 recent pay slips
- Self-employed - Most recent set of accounts and latest tax returns OR Notice of self-assessment
Credit Check
- We will look at your credit file together. You will require access to your credit file.
- i.e. Clear score, Credit Karma. This is done via a zoom call or an office appointment.
- Don’t worry, we know you are more than your credit score.
Identification
- Photo ID – Drivers License/Passport
- Proof of Address – Utility Bill/Bank Statement dated within the last 3 months
Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
