• Member Owned
  • Not For Profit
  • Ethical Co-operative
  • Community Focused

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What We Do

1st Alliance Community Bank is a credit union covering the West of Scotland.

A credit union is a group of people who save together and lend to each other at a fair and reasonable rate of interest. 1st Alliance Community Bank offers members the chance to take control over their own finances by making their own savings work for them. Every Credit Union is owned by the members – the people who save & borrow with it - people like you.

We provide many facilities to our members including savings, low loan rates, standing orders and online facilities.

If you're not a member already, why not think about joining today?

Membership Benefits

  • Friendly, Personal Service
  • Member, Not a Customer
  • Tailored Loans
  • Free Death Benefit*
  • *for saving members
  • Open Monday to Friday
  • Online Services
  • And Much More
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APR 11.00%

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5 April 2024

Members will notice that the dividend was paid on 2nd April. It will show as DIV under the share account. Note this applies to adult members only.

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25 March 2024

The office will close Thursday 28th March at 4pm. We will reopen Tuesday 2nd April, 9:30am

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Cost of Living Support

22 March 2024

Cost_of_Living_Support_Flyer_Accessible_for_Web_12.05.23 North Ayrshire Council can help you if you are struggling to make ends meet. If you are in crisis [...]

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What our Members say

We aim to provide a courteous, fair & efficient service to you, our members. We’re very proud of your positive feedback.