What We Do

A community bank (or credit union) is a not-for-profit financial co-operative owned by, and run for the benefit of, its Members. In a credit union, people with a common connection, (or “Common Bond”), join together and organize their financial affairs as a group. This enables members to gain advantages, and access services, as part of the group, that they would not be able to enjoy as individuals. Credit unions operate to a very high set of ethical principles which require that all members are treated with respect and dignity, no matter how much, or little they have saved or borrowed.

Who Can Join

We now cover the West Of Scotland, If you live or work in the following postcodes you can apply for membership with us.

Live or Work within postcodes:  KA, ML, PA AND G – You can join today

Looking to borrow?

You do not need to apply for membership first. Apply straight away:  Starter Loan

Online Membership Application 

Membership Terms & Conditions

Membership FAQs

Paper Membership Application