Access affordable loans with 1st Alliance

Here at 1st Alliance (Ayrshire) Credit Union we understand that most people will need to borrow at some point in time and all of our loans are personal and can be used for provident purpose.  We always encourage our members to develop an honest relationship with us as well as operating a positive savings and loans portfolio.

Loan products:

  • Guaranteed Loans: where members shares equal or are higher than the loan requested.
  • Share Based Loans: where members have been saving regularly.
  • Low Income loans up to £400. Requires a benefit of wage to be paid into the credit union.
  • Payroll Loan: for anyone working for one of our payroll partners. Currently: North Ayrshire Council, Seascape, Hansel Alliance and Ayrshire Housing.

To apply click on the link below:

You can also have peace of mind with our personal loans which have gained a 5 Star rating, awarded by
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