Introducing the Engage Account
An ethical digital account with Visa debit card


What is the Engage Account?

Engage is a fair and ethical digital account and contactless Visa debit card that works just like a high street current account – but with no hidden fees or unexpected costs.

Engage is only available to credit union members.

Choose the type of Engage Account that suits your needs

There are two types of Engage Account available:

Engage provides instant access to your money

Once your engage account is open, regular funds or a credit union loan can be paid directly into your Engage account. You can immediately access cash from an ATM, shop online or instore using your contactless Visa debit card, pay your bills and easily manage your money with the Engage digital mobile app.

  • Engage Accounts are FREE to open – from age 16+
  • FREE Digital banking app and contactless debit card
  • Low fees and no hidden charges
  • Withdraw cash at ATMs and Free cashback at participating retailers
  • Pay your bills by transfer/standing order/ Engage Premium Account – direct debit
  • Pay cash into your account at PayPoint (and Post Office – coming soon)
  • Send/request money from others
  • Earn cash rewards on everyday shopping and services



Notifications when your funds are available.

Do you want to know the minute your money is available to you?

There is no need to contact or visit the credit union or call the customer services team, simply download the FREE Engage mobile app and receive instant notifications when your funds are paid into your Engage Account.

The app also provides you with up-to-the-minute balance and transaction information.

Never miss a bill payment with Engage Envelopes.

Take the stress out of budgeting and paying household bills.

Set up virtual savings envelopes in the Engage mobile app to help you budget for things like utility bills, rent/mortgage, council tax or for a special purchase. Then, when your bills are due Engage can automatically pay them by standing order or direct debit, or release funds back into your Engage account to spend by debit card or to withdraw cash.


Contactless payments with your debit card or mobile phone

The Engage Account is designed to make your life easier by packing all the features you need onto your mobile phone. As well as using your contactless debit card to make purchases, you can also use your smartphone to make contactless payments.

Engage: The account that rewards you!

With Engage you can earn up to 15% cashback at national and local retailers whenever you use your debit card to make a purchase.

For details of participating Engage reward retailers, download the Engage app today or visit

Apply Now

Get your Engage Account today –

Please note that you need to be an existing member to apply – How to Join

Terms and Conditions

The Engage Account and Visa debit card is available exclusively to members via our network of Credit Union and community banking partners in the UK. Engage is issued by Contis Financial Services Ltd who is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 900025) to issue e-money and is a member of Visa. Please note that electronic money products are not covered by the Financial Services Compensation Scheme. Instead, any funds received are held in a segregated account so that in the unlikely event that Contis Financial Services Ltd becomes insolvent, your funds are protected against claims made by creditors

Should you require any further information on how your money is protected, please email